Submit eligible expense claims for reimbursement quickly and easily with Maxxia Online and the Maxxia app.

Once received, we'll process your claim within 2-3 business days and deposit the funds from your salary packaging or novated lease account into your regular bank account.

Find out more about our Maxxia App and Maxxia Online

This is what happens to your pay once you've set up a Maxxia salary packaging account:

• each pay cycle, your employer's payroll department deducts a nominated portion of your salary before tax is applied – and sends those funds to us 
• you can then use these funds to pay for your chosen benefits  
• the rest of your salary gets taxed. However, because some of your salary has been taken out (to pay for your chosen expenses), you may be taxed on a lower amount 
• your post-tax salary is then deposited into your bank account as usual. 

By getting taxed on a lower amount and effectively paying less tax, your disposable income could be increased. This could leave you with more to spend after each pay cycle.

It’s a fair question, but no. It’s 100 per cent Australian Tax Office (ATO)-approved, and hundreds of thousands of Australians benefit from salary packaging every year.

Offering salary packaging is a popular way within both the private and public sectors for employers to incentivise staff.

The types of benefits you can salary package, and how much, depends on what your employer offers, as well as what the ATO allows for your particular industry.

Rest assured, Maxxia’s tax and compliance specialists are up to speed with all ATO rulings and developments in Fringe Benefits Tax legislation to ensure we can accurately and efficiently service your salary packaging needs.

No. This is where Maxxia comes in: we take care of the hassles, and you enjoy the benefits. After we set up your salary packaging arrangements, we also manage them for you. This means that we pay for your nominated expenses on your behalf – using your pre-tax dollars.

In exchange for managing your salary packaging account, we charge an administration fee that is dependent on the benefit and agreed upon with your employer. All fees are paid out of your pre-tax dollars and don’t attract FBT.

A simple process at every pay cycle

Let’s recap what happens to your pay once you've set up a Maxxia salary packaging account:

• each pay cycle, your employer's payroll department deducts a nominated portion of your salary before tax is applied – and sends those funds to us 
• you can then use these funds to pay for your chosen benefits 
• the rest of your salary gets taxed. However, because some of your salary has been taken out (to pay for your chosen expenses) you are taxed on a lower amount 
• your post-tax salary is then deposited into your bank account as usual

Treat it like a bank account.

Although we pay for your expenses on your behalf, it's still important you know what's being paid and how much is in your salary packaging account at any time – just like you would your bank account. The Maxxia app and Maxxia Online (desktop) are accessible 24/7 and allows you to:

• view your transactions (including a breakdown of the deduction from your payslip) 
• view your account balance 
• change your details 
• submit reimbursement claims 

Hundreds of thousands of Australians have enjoyed the many benefits of salary packaging with Maxxia, one of Australia’s largest providers of employee benefits, since 1988.

Employers offer salary packaging to reward staff for their loyalty and hard work, but it’s not a benefit offered by all companies. So if you’re one of the lucky ones, we’ll take you through the many advantages of salary packaging.

Reduce your taxable income

We all want to pay less tax, right? With salary packaging you potentially can, by paying for some expenses with your pre-tax pay.

When you salary package, you’re still paying for your usual expenses, but with pre-tax dollars – meaning you are reducing your taxable income and, in turn, potentially increasing your disposable income.

Enjoy more spending money

At each pay cycle you could have more money to spend on the things you want – such as new clothes or a well-deserved weekend away. The choice is yours.

Save on the cost of running your car

By salary packaging a car through novated leasing, you could reduce the cost of keeping your vehicle on the road – and, perhaps, finally afford your dream wheels. Basically you bundle the lease repayments and the car’s running costs (including fuel, registration, insurance, servicing and maintenance) into one regular payroll deduction. And because you’re using a combination of pre- and post-tax dollars, you’re not only saving time but money, too. You don’t need a huge income to benefit, and you can package a new or used car, or even your existing vehicle.

Salary packaging is available to full-time and part-time employees, but not casual employees.

A point to note though: Employees earning less than the tax-free threshold of $18,200 may not have to pay income tax. How much you could save through salary packaging could be impacted if you earn less than, or just above the tax-free threshold. We recommend you seek independent financial or taxation advice before proceeding with salary packaging.

In exchange for managing your salary packaging account, we charge an administration fee that is dependent on the benefit and agreed upon with your employer. All fees are paid out of your pre-tax dollars and don’t attract FBT.